@Angstrom, welcome to the forums!
So when talking about fiber, carbs, and glycemic index, you really can’t consider them in isolation. They need to be taken as a whole. Glycemic index doesn’t really matter unless you’re consuming carbs in isolation. That’s where you can take something like sweet potato and compare it to table sugar. Although the sweet potato is actually still moderately high (~60), and that number increases depending on how it’s cooked. Whenever you consume some real food (let’s say white, cooked pasta) it’s rare that you would boil the pasta and just eat it plain. You might add sauce, vegetables, maybe meat (bolognese, anyone?). By doing this, you’re effectively lowering the glycemic index of the meal as a whole, slowing the digestive process. Protein has quite a large effect on this, which is why some recommendations for people with diabetes include consuming protein with their carbohydrate sources to stabilize the blood sugar response.
So when we’re talking about absorption for endurance performance, get it in there and through the gut as quickly as possible. This is easy with iso- or hypotonic sports drinks as @kjeldbontenbal said, since it’s a deliver issue to support the exercise demand. Pre-ride, I think about 2-3 hours out as your larger meal that contains more “real” food. The type doesn’t really matter - mostly carbs (oats, fruits, some vegetables, pasta, whatever…), some fat and protein (these will change that glycemic response), and low fiber (to prevent larger reductions in gastric emptying and potential for bloating). That way you don’t have to worry about negative effects while you’re fueling with primarily what the body will use during exercise. ~30-60 minutes out change to more of the “engineered” products, so carb-electrolyte beverages, fruits, a bar, gel, etc. if necessary. That’s going to get the energy on board, and every time you’re fueling, you’re drinking fluid, so you’re covering the pre-ride hydration needs too.
If we’re consuming higher-fiber foods before or during exercise, then there could be potential for fluid retention to some degree because increased fiber intake should come with increase fluid intake (and if you’re topped off on glycogen, then you’re going to bind more water molecules to the glycogen, increasing fluid retention that way actually). In terms of binding water, I haven’t seen that as the case where we actually retain additional fluid due to fiber per se. It’s likely because we are consuming additional fluid and/or gaining fluid storage through increased glycogen storage. However, the increase in fiber (and dependent upon the type, soluble vs. insoluble) can bring with it the feeling of bloating or fullness in the GI tract as that soluble gel is formed. I’m not sure the “camel” approach is going to be a useful strategy pre-ride when approached through increased fiber intake due to the potential for negative side effects (e.g., GI distress) associated with slower passage of fuel and fluid through the stomach.
Instead, you could try to ingest additional sodium and fluid pre-exercise which will increase plasma volume and get some of that functional effect you’re looking for. That way it’s coming from more useful components (e.g., sodium, sugar, and water) that will result in comparatively less risk for GI distress during exercise.